How Magpie compares to the money apps you know.
Most personal-finance apps make you connect your bank, then hand you a dashboard. Magpie reads a statement you already have and tells you, in dollars, what’s leaking. Here’s the honest side-by-side.
| App | Best for | Connect a bank? | Finds money you’re losing | Starting price |
|---|---|---|---|---|
| Magpie | Finding money you’re losing | No Upload a statement | Subscriptions, fees, idle cash & tax — in dollars | Free · $8.99/mo |
| Mint | Budgeting (retired Jan 2024) | Yes Required | Tracking only | Retired |
| Monarch | All-in-one tracking | Yes Required (Plaid) | Tracking only | $14.99/mo |
| YNAB | Zero-based budgeting | Yes Required | Tracking only | $14.99/mo |
| Rocket Money | Cancelling subscriptions | Yes Required | Subscriptions (paid feature) | Free + premium |
| Copilot | Polished tracking (Apple) | Yes Required | Tracking only | $13/mo |
| Empower | Net worth & investing | Yes Links all accounts | Tracking only | Free dashboard* |
| Quicken Simplifi | Predictive budgeting | Yes Required | Tracking only | $2.99/mo* |
| Cleo | Cash advances (Gen Z) | Yes Bank + payroll | Tracking only | Free + subscription |
| Tiller | Spreadsheet budgeting | Yes Feeds Google Sheets | Tracking only | $79/yr |
Prices as of 2026, US rates. Some competitor prices (e.g. Quicken Simplifi) are promotional first-year rates that auto-renew higher. *Empower’s dashboard is free; it monetizes managed wealth services (minimums apply). Details reflect each app’s public product and pricing pages.
Three things none of them do.
Just drop in a statement
Every other app on this page makes you connect your bank before it does anything. Magpie reads a PDF or CSV you already have. Two minutes, no credentials, no Plaid.
Answers, not just charts
Trackers hand you dashboards and leave the thinking to you. Magpie surfaces forgotten subscriptions, hidden fees, idle cash and unclaimed tax room — each with the exact dollar amount and the line behind it.
Read-only. Never sold. Never trained on.
Magpie can’t move your money, we never sell your data, and we never use it to train AI models. Your statements are yours.
See what you’re losing — in two minutes, free.
No bank login, no card. Upload a statement and let Magpie find the money the other apps never mention.
Start free